by Effective September 23rd, when more federal health care reform laws go into effect, you may feel the difference in your health insurance costs. The new provisions are part of the Patient Protection and Affordable Care Act passed by Congress on March 23rd. They are only relevant for policies renewed or purchased after Thursday, September 23rd.As Kelly McGivern, the president and chief executive officer of the Ohio Association of Health Plans explains, these changes may hit your pocketbook. These changes add benefits, and that may cause insurance companies to increase costs to those who enroll. Changes will include expansion of the dependent age up to 26 years, coverage for all preventative services with no co-pays, no denying coverage to children under 19 for preexisting conditions and more.The next major changes after these will not be seen until 2014, when the government has mandated that everyone will need to be insured and there will be health care exchanges formed in each state to sell insurance.
